Long-term and short-term disability benefits are administered by Madison National Life Insurance Company.
The City of Round Rock provides all benefits eligible employees with long-term disability coverage at no cost to employees.
If you remain totally disabled and unable to work for more than 180 days, you may be eligible for Long-Term Disability (LTD) benefits. The City automatically provides you LTD benefits that replace up to 60% of your base pay, up to a maximum of $5,000 per month. Your monthly LTD benefit will be reduced by Social Security and any other disability income you are eligible to receive (such as Workers’ Compensation).
When Are You Disabled?
To be considered totally disabled and eligible for LTD benefits, you must be approved by the insurance carrier and seeing a doctor regularly for treatment. In addition:
- Your doctor must certify that you are not able to do your job at the City, and;
- You must have lost 20% or more of your pre-disability income due to your illness or injury.06
For additional information, please reference the long-term disability benefits summary
Short-term disability (STD) is a voluntary benefit available to all benefits eligible employees. If you enroll in STD, you may be eligible for STD benefits if you remain totally disabled and unable to work for more than 15 days. This coverage automatically provides you STD benefits that replace up to 60% of your weekly salary (maximum weekly benefit is $1,000) for a length of time not to exceed 26 weeks. The monthly rate is $0.34 per $10 of benefit.
If you decline short-term disability coverage during your new hire period and elect to add this benefit during open enrollment, you will be required to complete an Evidence of Insurability.
For additional information, please reference the short-term disability benefits summary